Please read the important information below about your request for this line of credit and the financial and legal terms which you must accept in order to continue with your line of credit from Citizens Bank, N.A. You may also choose to mail in your payment.Ĭontinue reading below for a full explanation of the line of credit terms and conditions. Your payment card issuer may impose finance charges and/or fees on payments charged to your card as provided for in your cardmember, account and/or debit card agreement, and certain card and loyalty benefits or protections may not be available. You may authorize payments to be charged via ACH, debit, or credit (as applicable) payment card, which may be declined at the discretion of your card issuer or financial institution. Please review everything below carefully for a full explanation of the line of credit terms and conditions. You are applying for a line of credit for which you may be approved or declined If you are declined, these documents will not apply to you. Notice to Married Wisconsin Residents: No agreement, court order, or individual statement applying to marital property will adversely affect our rights with respect to your credit card account, unless you provide us now with a copy of, or complete information about, the agreement, order, or statement or unless we have actual notice of it.ĬITIZENS PAY LINE OF CREDIT TERMS AND CONDITIONS SUMMARY The Ohio Civil Rights Commission administers compliance with this law. Notice to Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. New York residents may contact the New York State Department of Financial Services by telephone at 1-87 or visit its website at for free information on comparative credit card rates, fees and grace periods. Upon your request, we will inform you of the names and addresses of any consumer reporting agencies that have provided us with such reports. Notice to New York and Vermont Residents: Consumer reports may be requested in connection with the processing of your application and any resulting account. To hear the Military Lending Act Information call 1-86. This rate must include, as applicable to the credit transaction or account: the costs associated with credit-insurance premiums fees for ancillary products sold in connection with the credit transaction any application fee charged (other than certain application fees for specified credit transactions or accounts) and any participation fee charged (other than certain participation fees for a credit or debit payment account). In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36%. Military Lending Act Information: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. To find out what may have changed, call us toll-free at 1-88 or write to us at Citizens Bank PO Box 2360, Omaha, NE 68103. ![]() This information may have changed after that date. The information about the costs and fees for this Line of Credit described in this application is accurate as of the program’s launch date. Promotional pricing may differ per time and/or product. ![]() How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See your Line of Credit Agreement for more details.īilling Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Line of Credit Agreement.Ĭurrent Rates on the Account: The Monthly Periodic Rate will differ based on product purchase and promotional pricing.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |